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How Much Car Insurance Do You Actually Need?

How Much Car Insurance Do You Actually Need?

Quick Answer: Most insurance experts recommend carrying liability coverage well above your state’s legal minimum, often expressed as 100/300/100, meaning $100,000 in bodily injury coverage per person, $300,000 per accident, and $100,000 in property damage coverage. State minimums, which are often as low as 25/50/25, are frequently not enough to cover a serious accident, which means the difference could come …

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